As a former human resources manager one of the things I heard a lot was “when can I get a raise” or “are we getting a raise this year”. Back then twenty years ago I had not yet figured out that more money wasn’t always the answer.
Robert Kiyosaki of Rich Dad fame is credited with saying “It’s not how much money you MAKE that’s important, it’s how much you KEEP.”
Why don’t companies spend more time teaching employees this concept?
There are many ways to do this. Teach them budgeting, financial management, fiscal responsibility, etc. In fact, one of my pet peeves is that we should be teaching kids in school at an early age how to manage money. We don’t even teach it in high school or at the university level.
One of the ways that we save money is by cutting coupons for groceries or to get a deal on Pizza. I challenge people that save money like this to take that saved money and put it in a jar or piggy bank per se. That way, they can track and actualize their savings.
Now let’s talk about how this can benefit an employer.
If you gave a full time, forty hour a week employee a dollar an hour raise, it would actually cost your company about $1.25 an hour when you factor in benefits like paying into a retirement plan or government deductions. That would cost your company $2,496 per employee per year.
For the employee they got an extra $2,080 per year but after taxes their take home pay would be around $1,500.
What my company decided to do was put together a program where employees could save on thousands of deals at hundreds of thousands of merchants throughout the USA and Canada. When they go on vacation they can save on hotels and rental cars throughout the world. Companies can also save on all their corporate travel.
So, let’s say a company bought a membership for $100 for each employee that would save them at least two thousand dollars annually. Using our numbers above, the company would save $2,396 per employee per year and the employee would keep far more money than they would from that $1.00 an hour raise.
There is a new website offering savings on just about everything we use in our everyday lives. And it's going to rock your world. Here are eight reasons why.
1. The Travelling Deals
We are no longer creatures of just being in one place. We travel not just to distant places but to nearby towns and cities to visit friends and family or to shop. In the US some towns are so close together it's tough to tell where one ends and the other begins.
So shouldn't our savings travel with us? If you have ever purchased one of those coupon books for like $25 then you know that they are usually for your city or maybe even your community. If you go to the next town over for your dentist appointment you would miss out on all the deals they have in their coupon book unless you spend another $25.
There's a new savings team in town and they bring you ZenoshiPremium. They have over 350,000 businesses offering deals of up to 50% throughout the United States and Canada. You won't miss another deal again. It is only a website right now but guess what? There's an easy way to add the website as an icon on your iPhone. It would look just like an app and open up just like an app. Watch this short video to learn how. https://youtu.be/thzVDv5y_0w
2. It's Local - It's Online - It's Everywhere
There are a lot of sites and apps out there that offer you deals but they all suffer with two basic problems.
The first is that they usually only offer deals or cash back online. Sure a lot of people are buying more and more online. But just think about your own purchases. How much of it is online? If you look closely you will see that a lot of what you buy is offline.
Second you have apps that offer you cash back when you take a picture of your receipt. And then they only offer you that cash back if you have a particular item on that receipt. Like ketchup or mustard or a particular brand of beans. That's kind of crappy because you just gave them ALL your data on that receipt and got rewarded for one item.
ZenoshiPremium has deals online and offline and more. We will talk about the "more" part in a bit as you read #'s 4, 5 and 6.
The main point is that with ZenoshiPremium you get savings everywhere.
3- Cash Back Versus Cash In Your Pocket
Today Cash Back has become really popular but probably because companies advertise it so much. Doesn't it annoy you to wait for a check? Recently I heard a story of a woman whose bank wouldn't cash her check from one of these companies. And I heard another story of someone getting a check but didn't cash it fast enough as the company went bankrupt.
What's wrong with "Cash In Your Pocket" right now?
Go purchase a "Buy One, Get One" burger from A&W and pocket the five bucks. Save 10% on your golf game and pocket those bucks right now. No waiting for a check in the mail. No need to be concerned about cashing a check. And with all the money you save, don't miss our HOT TIP at the end of this article.
4- Coupons At Your Fingertips
If you're a savings ninja then you know all about cutting coupons. I know people who cut them out of newspapers and magazines. Or what some people call junk mail to them is treasure mail because of the coupons. True savings ninjas have coupon wallets as well that they lug around. My goodness ninja, this is 2019!
All the coupons you could ever ask for are online at ZenoshiPremium. Leave the wallet at home and save the website on your phone as an app icon. Here's that link again to show you how to do that: https://youtu.be/thzVDv5y_0w
5- Travel Deals Like No Other
People are traveling like never before. Research has shown that travel makes us happier than buying material things. People are travelling for business, even though we have Skype, Zoom and all kinds of other online services to connect us. More people are travelling to experience new cultures than ever before.
The more we save on flights, hotels and resorts, rental cars, food and entertainment, the more money we have to do and enjoy even more.
There are many, many people that will tell you that you will always get the best hotel and resort deals on ZenoshiPremium. They say that cruise deals and resort deals are awesome as well.
Before you book your next vacation or business trip, make sure you check the savings on ZenoshiPremium Travel and put that money where it belongs. In your wallet.
6- Check Before You Buy
It's easy to check the website or the web app before you buy anything. There are far too many categories to list here but let's list a few. Oil changes, auto service repair, car rentals, condos and resorts, dining including chains, gifts, golf apparel, golf equipment and accessories, home and garden, movies, bowling, museums and zoos, sporting events, theme parks, services, shopping and flights.
Some of those categories like Shopping, have at least a dozen sub categories.
7- Love Brands?
If you're a brand buyer as many people are, then you're going to fall in love with ZenoshiPremium. From online brands like 1-800-Flowers to 1-800-Junk to offline brands like Papa Johns, to IZOD, to Avis and Budget, Holiday Inn and Days Inn and so much more.
In fact there are over 900 brands available throughout the ZenoshiPremium site.
8- Flex Plans
Here's another thing we absolutely love about ZenoshiPremium. You can try it out for just $1.99 and then it is just $4.99 a month. That's coffee money folks.
But let's say that I am going to be outside the US & Canada for an extended period of time. I can simply cancel the monthly membership and start at any time again. However, if you are travelling anywhere in the world make sure to check the hotel savings on this site as they may apply.
And if you know you are going to use it again and again, then the 6 month plan gives you one month free and is only $24.90. The one year plan gives you 2 months free at just $49.99.
If you're a business owner consider buying a one-year membership as an employee benefit for all your staff. Great idea?
Before we get into this Hot Tip do this. Click on this link and take the savings estimator test to see how much you could save in a given year https://zenoshipremium.com/savingsEstimator
Now here's the Hot Tip.
What if every time you bought something, you took the money saved and put it in a jar. Let's call it the ZenoshiPremium Dream Jar.
Well when I did the savings estimator test, very conservatively I might add (the first three, my entries were 2, 1, 2 and I entered zero in the cruise and theme park categories), my annual savings ended up being $1,638. That would be $1,638 in my ZenoshiPremium Dream Jar.
Folks that is an all inclusive vacation for my wife and myself. What would you do with an extra couple of thousand dollars?